|
| Residential Loan |
|
At Yes Finance
, we aim for you to pay a lower
interest rate even though you don't have full
financials. If you are self employed (or PAYG and
applying for your third investment property),
Yes Finance will help
you to secure your home loan without the hassle of
messy paperwork! It is our obligation to help you
enjoy the stressful process of home loan
application without the stress!
You are
required to produce a signed declaration, stating
your income and your ability to make repayments to
support your application. It doesn't get any
easier! No other proof of income is required for
self employed applicants.
Yes Finance
pride ourselves on offering easy
and simple home loans without the hassle |
| |
| Features |
|
Lo Doc Residential Loan
|
| Minimum Loan Amount |
|
$50,000 |
| Maximum Loan
Amount |
|
Up to $1,000,000
|
| Maximum
LVR: |
|
80% |
| LMI premium
payable by: |
|
Yes Finance |
| Loan Purpose |
|
Regulated & Unregulated
|
| Employment |
|
* Applicants must be self
employed for a minimum of 2 years in a small
business |
| |
|
* Borrowers must be Australian
citizens or permanent residents |
| |
|
|
| Security |
|
* Postcode restriction apply,
refer to lender's mortgage insurer |
| Interest Only OPtion |
|
1-5 years |
| Fixed Interest Option
|
|
1-3 years |
| Minimum Loan Term |
|
15 years |
| Maximum Loan Term |
|
30 years |
| Redraw |
|
yes |
| Split Loan |
|
yes (Maximum $10,000) |
| Inward Direct Debits |
|
yes |
| Internal Portion Transfers
|
|
yes (If a Split Loan) |
| Deposit Book Payments
|
|
yes |
| Inward Pay |
|
yes |
| 3rd Party Direct Debits
Out: |
|
yes |
| Outward Cheques: |
|
yes (if LOC split exists)
|
| Loan Access System: |
|
yes |
| Monthly Fee:
|
|
N/A | |
| |
 |
| |
|
