|
| 4.9 % Capped for 3
years |
|
At Yes Finance we are excited to introduce to you our
brand new innovative Smart Investor Loan
. This new facility allows you to minimise your
monthly repayments and maximise your investment return.
Instead of paying your monthly loan repayments at your
variable rate, this product allows you to pay the bare
minimum of 4.9%, in turn allowing the remaining
difference of that repayment to be capitilised on top of
your current loan. |
| |
| Yearly Repayment @
7.8% = |
$ 39,000.00 |
| |
|
| Yearly Rental Income @ 4.0%
= |
$ 20,000.00 |
| |
|
| Your Pre-tax Out Off ( 3.8%
) = |
$ 19,000.00 |
| Pocket Expenses |
|
| |
|
| Loan Amount After
One Year = |
$ 500,000.00
| |
| |
|
This is how it
works. |
| With the 4.9% Cap
your 7.8% is broken up into two segments
|
| 7.8% |
 |
4.9 % (This amount is your
monthly payment) |
| 2.9% (This amount is capitalized on top of
your home loan) | |
| |
| E g. $500,000
Investment Loan with the 4.9% Cap |
| Yearly Repayment @
4.9% = |
$ 24,500.00 |
| |
|
| Yearly Rental Income @ 4.0%
= |
$ 20,000.00 |
| |
|
| Your Pre-tax Out Off ( 0.9%
) = |
$ 4,500.00 |
| Pocket Expenses |
|
| |
|
| Loan Amount After
One Year = |
$ 514,500.00
| |
| |
 |
| |
|
